IME Life

Product Information

IME Child Endowment Plan (IME Bal Ujjwal)

This policy allows to make provision for Children's Education or Marriage. Under this policy Sum Assured along with bonus is payable only at the end of the selected term. In the event of unfortunate death or Permanent and Total Disablement due to accident of the Proposer; Proposer can secure the benefit of Waiver of future premium and Monthly Education/Income benefit to Child.
Read More

IME Child Money Back Plan (IME Bal Umanga)

This policy allows to make provision for Children's Education or Marriage. Under this policy, a Survival to Maturity benefit is paid in latest 5 installments starts from 4th Anniversary prior to Date of Maturity. The portion of each installment shall be 20% of Sum Assured. And Bonus will be added in final installment. In the event of unfortunate death or Permanent and Total Disablement due to accident of the Proposer; Proposer can secure the benefit of Waiver of future premium and Monthly Education/Income benefit to Child.
Read More

IME Dhanbardhan Money Back Plan

This policy allows to make provision for recurring expenses. Under this policy, a Survival to Maturity benefit is paid in installments in every 5th, 10th 15th 20th and 25th year depending on the term of the policy. The portion of each installment shall be 20%, 30%, 40% and 50% of Sum Assured also depending on the term of the policy. And Bonus will be added in final installment. In the event of unfortunate death or Permanent and Total Disablement due to accident of the Proposer; Proposer can secure the benefit of Waiver of future premium and Monthly Education/Income benefit to Child.
Read More

IME Endowment cum Whole Life Plan (IME Aajeevan Sawadhik Beema Yojana)

IME Aajeevan Sawadhik Beema Yojana is one of the best products. Basically this plan is a unique combination of Whole Life Plan and Endowment Assurance Plan. It provides financial protection against death throughout the lifetime or 99 years of age of the life assured even after maturity payment.
Read More

IME Limited Payment Endowment Plan (IME Sabal Jeevan Beema Yojana)

IME Sabal Jeevan Beema Yojana is one of the best products. Basically this plan facilitates the payment term thrice or five times depending on the policy term. It provides financial protection throughout the term period without having the necessity of paying installment every year.
Read More

IME Limited Payment Money Back Plan (Dhanbriksha Jeewan Beema Yojana)

This Policy allows to make provision for recurring expenses. Under this policy, a survival to maturity benefit is paid in installments in every 10th, 15th, 20th and 25th year depending on the term of the policy. The portion of each installment shall be paid on 8, 12, 16, and 20 years respectively of the sum assured depending on the term of the policy.
Read More

IME Simple Endowment Plan ( IME Saral Sawadhik Bima Yojana)

It is the most popular form of life assurance since it makes provision for the family of the assured in the event of early death, as also assures a lump sum amount at a desired age. The amount assured, if not paid by reason of earlier death becomes payable at the end of the policy term. Premiums are payable for a term of years equal to the endowment term or until death if it occurs within this period. If payment of premiums is discontinued after at least two years premiums have been paid, a paid up policy for an amount bearing the same proportion to the sum assured as the number of premiums actually paid bears to the number stipulated for in the policy, will be automatically secured. Such reduced paid up policy will not be entitled to participate in the profits declared thereafter.
Read More