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IME Limited Payment Money Back Plan (Dhanbriksha Jeewan Beema Yojana)
Key Features
Key Features:
Minimum Sum Assured: Rs.50,000/-
Maximum Sum Assured: No Limit (As per Underwriting)
Minimum Entry Age: 18 Years
Maximum Entry Age: 60, 55, 50, 45 Years [For Policy term of 10, 15, 20, 25 Years Respectively]
Policy Term: 10, 15, 20, 25 Years [For Premium Paying Term of 8, 12, 16, 20 Years Respectively]
Maximum Maturity Age: 70 Years
Premium Pay Mode: Single, Yearly, Half-Yearly, Quarterly
Policy Requirements
Benefits:
On Death of Policy holder during the term of Policy
Single Premium Paying Term: 2.5 Times Basic Sum Assured Plus Vested Bonus, if any, will be paid to the nominee/beneficiary.
Regular Premium Paying Term: Full Sum Assured Plus Vested Bonus, if any, will be paid to the nominee/beneficiary.
On Survival
On Survival, Money Back in predefined Installments will be paid to Policyholder.
Policy Term
Payment Modes
Benefit as a Percentage of Sum Assured on Survival to (Years from Date of Commencement)
10 Years
Single/8 Years
25% SA in 3
rd
Year
25% SA in 6
th
Year
50% SA + Bonus in 8
th
Year
Fully Paid-up Term Insurance for 2 Years from 9
th
to 10
th
Year.
15 Years
Single/12 Years
25% SA in 4
th
Year
25% SA in 8
th
year
50% SA + Bonus in 12
th
Year
Fully Paid-up Term Insurance for 3 Years from 13
th
to 15
th
Year.
20 Years
Single/16 Years
20% SA in 4
th
Year
20% SA in 8
th
Year
20% SA in 12
th
Year
40% SA + Bonus in 16
th
Year
Fully Paid-up Term Insurance for 4 Years from 17
th
to 20
th
Year.
25 Years
Single/20 Years
20% SA in 5
th
Year
20% SA in 10
th
Year
20% SA in 15
th
Year
40% SA + Bonus in 20
th
Year
Fully Paid-up Term Insurance for 5 Years from 21
st
to 25
th
Year.
Loan Facility: After the policy acquires Surrender Value.
Tax Benefits.
Riders
Additional Reider Benefits (Optional Riders)
Accidental Death Benefit (ADB)
Premium Waiver Benefit (PWB)
Income Benefit (IB)
Lump-Sum Amount Benefit (LSB)
Funeral Expenses (FE)
Critical Illness (CI)
*Terms and conditions apply.
The benefits and coverage provided under this plan are determined by the terms and conditions outlined in the policy and rider documents. In the event of any dispute arising under this policy, resolution will be in accordance with the provisions of the Insurance Act of 2079.
First Policy Issue Date: 2017-12-14
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Site Last Updated:
2023/08/04