Product Detail

IME Money Back Cum Whole Life Plan (IME Kalpandhan)

Policy Term	Benefit as percentage of Sum Assured on Survival to (years from Date of commencement)
10 years	3^rd year	6^th year	10^th year	-
	30%	20%	50% + Bonus	-
12 years	3^rd year	6^th year	9^th year	12^th year
12 years	20%	20%	20%	40% + Bonus
15 years	4^th year	8^th year	12^th year	15^th year
15 years	20%	20%	20%	40% + Bonus
20 years	5^th year	10^th year	15^th year	20^th year
	20%	20%	20%	40% + Bonus
25 years	6^th year	12^th year	18^th year	25^th year
25 years	20%	20%	20%	40% + Bonus

Key Features

· Entry Age: 16 Years

· Max. Entry Age: 60, 58, 55, 50, 45 years (for money back term of 10, 12, 15, 20 and 25 years)

· Policy Term: 10,12,15,20 and 25 Years

· Minimum Maturity Age: 26 years

· Maximum Maturity Age: 70 years

· Minimum Sum Assured: 50,000/-

· Maximum Sum Assured: According to the income source of life to be Assured

· Premium payment frequency: Single, Yearly, Half Yearly, Quarterly

Benefits

Remaining Sum assured plus bonus in case of the maturity
Sum assured plus bonus will be paid to nominated person in case of death of the assured.
Tax benefits
Accidental Death benefits: Available up to maximum 50 lakh.
PTD/ PWB Benefits: Waiver of Premium/ Monthly income benefit if total permanent disability occurs due to accident.
Surrender value and policy loan is allowed.

First Policy Issue Date: 2018-06-03

IME Life Insurance Company Ltd.

3rd Floor, Hathway Complex, Lainchaur, Kathmandu

P. Box 740

977-01-4024071

info@imelifeinsurance.com

www.imelifeinsurance.com

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