IME Simple Endowment Plan (IME Saral Sawadhik Beema Yojana) Simple Endowment plan is an ideal protection cum saving plan at an affordable price. Apart from covering risks, through financial protection, it also drives regular saving behavior over the term of the policy. It provides a sum assured along with a vested bonus to the life assured at the end of maturity of the policy term or to the beneficiary on the untimely demise of the insured person before the term of the policy.   Key Features:
  • Minimum Sum Assured: NPR.25,000/-
  • Maximum Sum Assured: No Limit (As per Underwriting)
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Minimum Policy Term: 5 Years
  • Maximum Policy Term: 52 Years
  • Maximum Maturity Age: 70 Years
  • Premium Pay Mode: Yearly/ Half-Yearly/ Quarterly
  • On Death of Policy holder during the policy term, Full Sum Assured Plus Vested Bonus, if any, will be paid to nominee/beneficiary.
  • On Survival till Maturity, Full Sum Assured Plus Vested Bonus, if any, will be paid to Policy holder.
  • Loan facility: After the policy acquires surrender value.
  • Tax Benefits.
Additional Rider Benefits (Optional Riders)
  • Accidental Death Benefit (ADB)
  • Premium Waiver Benefit (PWB)
  • Income Benefit (IB)
  • Lump-Sum Amount Benefit (LSB)
  • Funeral Expenses (FE)
  • Critical Illness (CI)
*Terms and conditions apply. The benefits and coverage provided under this plan are determined by the terms and conditions outlined in the policy and rider documents. In the event of any dispute arising under this policy, resolution will be in accordance with the provisions of the Insurance Act of 2079.   First Policy Issue Date: 2017-08-17

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