IME Limited Payment Money Back Plan (Dhanbriksha Jeewan Beema Yojana)

This plan is ideal for people who desire to have periodic payouts to meet the financial need at different stages of life in addition to an insurance cover. This policy allows us to make provision for recurring expenses. Under this policy, a survival to maturity benefit is paid in installments in every 10th, 15th, 20th and 25th year depending on the term of the policy.

Key Features

• On Death of Policy holder during the term of Policy

• On Survival

Policy Term Payment Modes Benefit as a Percentage of Sum Assured on Survival to (Years from Date of Commencement)
10 Years Single/8 Years 25% SA in 3rd Year 25% SA in 6th Year 50% SA + Bonus in 8th Year Fully Paid-up Term Insurance for 2 Years from 9th to 10th Year.
15 Years Single/12 Years 25% SA in 4th Year 25% SA in 8th year 50% SA + Bonus in 12th Year Fully Paid-up Term Insurance for 3 Years from 13th to 15th Year.
20 Years Single/16 Years 20% SA in 4th Year 20% SA in 8th Year 20% SA in 12th Year 40% SA + Bonus in 16th Year Fully Paid-up Term Insurance for 4 Years from 17th to 20th Year.
25 Years Single/20 Years 20% SA in 5th Year 20% SA in 10th Year 20% SA in 15th Year 40% SA + Bonus in 20th Year Fully Paid-up Term Insurance for 5 Years from 21st to 25th Year.

• Loan Facility: After the policy acquires Surrender Value.

• Tax Benefits.

Additional Reider Benefits (Optional Riders)

*Terms and conditions apply.

The benefits and coverage provided under this plan are determined by the terms and conditions outlined in the policy and rider documents. In the event of any dispute arising under this policy, resolution will be in accordance with the provisions of the Insurance Act of 2079.

First Policy Issue Date: 2017-12-14

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