IME Dhanbardhan Money Back Plan - IME Life Insurance Co. Ltd.

IME Dhanbardhan

IME Money Back Plan

IME Dhanbardan Money Back Plan

This plan is ideal for people who desire to have periodic payouts to meet financial needs at different stages of life. Under this plan, a certain percentage of the sum assured is returned to the insured periodically every 5 years while maintaining the risk coverage of the full sum assured. It helps to manage cash flow needs.

Key Features

Minimum Face Amount/Basic Sum Assured: NPR.50,000/-
Maximum Face Amount/Basic Sum Assured: No Limit (Subject to Underwriting)
Minimum Entry Age: 18 Year
Maximum Entry Age: 55, 50, 45 Years (For Policy Term of 15, 20, 25 Years Respectively)
Minimum Policy Term: 15, 20, 25 Years
Maximum Policy Term: 15, 20, 25 Years
Maximum Maturity Age: 70 Years
Premium Pay Mode: Yearly/ Half-Yearly/Quarterly

Benefits

Sum Assured will be returned to Policy holder in following intervals:

Premium Paying Term	Benefit as a percentage of Sum Assured on Survival to (Years from Doc)
Premium Paying Term	5	10	15	20	25
15 Years	30% SA	20% SA	50% SA + Vested Bonus	–	–
20 Years	20% SA	20% SA	20% SA	40% SA + Vested Bonus	–
25 Years	–	20% SA	20% SA	20% SA	40% SA + Vested Bonus

Additional Rider Benefits (Optional Riders)

Accidental Death Benefit (ADB)
Premium Waiver Benefit (PWB)
Income Benefit (IB)
Lump-Sum Amount Benefit (LSB)
Funeral Expenses (FE)
Critical Illness (CI)

*Terms and conditions apply.

The benefits and coverage provided under this plan are determined by the terms and conditions outlined in the policy and rider documents. In the event of any dispute arising under this policy, resolution will be in accordance with the provisions of the Insurance Act of 2079.

First Policy Issue Date: 2017-11-05