Privacy Policy

This describes how we handle Personal Information that we collect through:

this website (“the Site”), the software applications made available by us for use on or through computers, mobile devices or other Internet-connected devices (the “Apps”), our social media pages; and
other means (for example, from your application and claim forms, telephone calls, e-mails and other communications with us, as well as from claim investigators, medical professionals, witnesses or other third parties involved in our business dealings with you).

IME Life Insurance is committed to protecting the privacy of the individuals we encounter in conducting our business. As part of our business operations, we collect information that identifies you, or personally identifiable information. This information may include, but is not limited to: name, address, phone number, email address, wage information, claims information, policy coverage, medical information or credit history.

In addition, we collect personal information that is provided to us by users of our website. This information may include username and password information, geographical location or zip code, information submitted by job applicants, and information contained in requests for additional information, publications, services or materials, among other things. For our commercial customers we also collect certain company information.

Our aim is responsible handling of personal information and balancing the benefits of activities like research and data analytics.

We do not sell, trade or otherwise disclose your identity or any other personal information about you to third parties for their marketing purposes.

We may disclose non-public, personal information as required to conduct our business and as permitted or required by law. We may also share information with third parties that assist us with our business. We also may share your information with regulatory or law enforcement agencies, reinsurers and others, as permitted or required by law.

Security Of Your Personal Information

While your personal information is under our control, access is limited to those employees who have a legitimate business need for such information with respect to your insurance coverage. In accordance with applicable regulations we maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your personal information.

Policy Changes

IME Life may amend or modify, this Privacy Policy including replacing this Privacy Policy with a new policy, at any time at the sole discretion of the company. Revised Privacy Policy/amendments thereto shall be effective from the date indicated therein. Users are requested to periodically check the terms and conditions under this Privacy Policy from time to time. IME Life shall not in any circumstance be held liable for such lapses on the part of the Users.

Warranty Disclaimer

Information, content and materials provided are on an “As Is” basis and IME Life does not make any express or implied representation or warranty regarding the accuracy or completeness of the same.

*Because we do not share your non-public information with non-affiliated third parties, we do not offer an opt-out provision in our Privacy Policy.