IME Sabal Jeevan Beema Yojana

IME Limited Payment Endowment Plan

IME Limited Payment Endowment Plan (IME Sabal Jeevan Beema Yojana)   Under this plan, insured can choose flexible premium payment term from various payment options available. Premium paying term is less than the actual term and option available to choose premium paying period depending upon the suitability and convenience. Key Features:
  • Minimum Face Amount/Basic Sum Assured: NPR.50,000/-
  • Maximum Face Amount/Basic Sum Assured: No Limit (Subject to Underwriting)
  • Minimum Entry Age: 18 Year
  • Maximum Entry Age: 60 Years
  • Minimum Policy Term: 5 Years
  • Maximum Policy Term: 20 Years
  • Maximum Maturity Age: 70 Years
  • Premium Payment Mode: Yearly/ Half-Yearly/ Quarterly/ Monthly/ Single
Premium Payment Term:
Policy Term (Years) Premium Paying Term (Years)
5 Single,2,3
10 Single,2,3,4,5
15 Single,2,3,4,5
20 Single,2,3,4,5
Benefits: The benefits payable under the product are:
  • On Death of Policyholder during the policy term, Full Sum Assured Plus Vested Bonus, if any, will be paid to nominee/beneficiary.
  • On Survival to Maturity Date: Full Sum Assured Plus Vested Bonus in the policy will be paid to Policy holder.
  • Loan Facility: After the policy acquires Surrender Value.
  • Tax Benefits
Additional Rider Benefits (Optional Riders)
  • Accidental Death Benefit (ADB)
  • Premium Waiver Benefit (PWB)
  • Income Benefit (IB)
  • Lump-Sum Amount Benefit (LSB)
  • Funeral Expenses (FE)
  • Critical Illness (CI)
*Terms and conditions apply. The benefits and coverage provided under this plan are determined by the terms and conditions outlined in the policy and rider documents. In the event of any dispute arising under this policy, resolution will be in accordance with the provisions of the Insurance Act of 2079.   First Policy Issue Date: 2017-11-16

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