IME Life

Welcome To IME LIFE

Registered in 2065 Aswin 15 (October 01, 2008), IME Life Insurance started its operation from 1stBhadra 2074 (August 17, 2017) offering a range of individual and group insurance solutions that meet various customers' needs such as Protection, Savings, and Investment. IME Life has paid up capital of NPR 1.4 Billion and will reach 2 Billion after IPO. Company's reinsurance partner is Nepal Reinsurance Company Ltd.

Reasons for Life Insurance

  • Replace income for dependents
  • Create an inheritance for your heirs
  • Create a source of savings
  • Sustain a Business

OUR PRODUCTS

  • IME Child Endowment Plan (IME Bal Ujjwal)

    This policy allows to make provision for Children's Education or Marriage. Under this policy Sum Assured along with bonus is payable only at the end of the selected term. In the event of unfortunate death or Permanent and Total Disablement due to accident of the Proposer; Proposer can secure the benefit of Waiver of future premium and Monthly Education/Income benefit to Child.
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  • IME Child Money Back Plan (IME Bal Umanga)

    This policy allows to make provision for Children's Education or Marriage. Under this policy, a Survival to Maturity benefit is paid in latest 5 installments starts from 4th Anniversary prior to Date of Maturity. The portion of each installment shall be 20% of Sum Assured. And Bonus will be added in final installment. In the event of unfortunate death or Permanent and Total Disablement due to accident of the Proposer; Proposer can secure the benefit of Waiver of future premium and Monthly Education/Income benefit to Child.
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  • IME Dhanbardhan Money Back Plan

    This policy allows to make provision for recurring expenses. Under this policy, a Survival to Maturity benefit is paid in installments in every 5th, 10th 15th 20th and 25th year depending on the term of the policy. The portion of each installment shall be 20%, 30%, 40% and 50% of Sum Assured also depending on the term of the policy. And Bonus will be added in final installment. In the event of unfortunate death or Permanent and Total Disablement due to accident of the Proposer; Proposer can secure the benefit of Waiver of future premium and Monthly Education/Income benefit to Child.
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  • IME Endowment cum Whole Life Plan (IME Aajeevan Sawadhik Beema Yojana)

    IME Aajeevan Sawadhik Beema Yojana is one of the best products. Basically this plan is a unique combination of Whole Life Plan and Endowment Assurance Plan. It provides financial protection against death throughout the lifetime or 99 years of age of the life assured even after maturity payment.
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  • IME Limited Payment Endowment Plan (IME Sabal Jeevan Beema Yojana)

    IME Sabal Jeevan Beema Yojana is one of the best products. Basically this plan facilitates the payment term thrice or five times depending on the policy term. It provides financial protection throughout the term period without having the necessity of paying installment every year.
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  • IME Limited Payment Money Back Plan (Dhanbriksha Jeewan Beema Yojana)

    This Policy allows to make provision for recurring expenses. Under this policy, a survival to maturity benefit is paid in installments in every 10th, 15th, 20th and 25th year depending on the term of the policy. The portion of each installment shall be paid on 8, 12, 16, and 20 years respectively of the sum assured depending on the term of the policy.
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  • IME Money Back Cum Whole Life Plan (IME Kalpandhan)

    This plan covers the risk of life assured for whole life. This product provides the partial payment in certain time interval to life assured and the bonus at the end of the term and after demise of life assured the nominee gets the benefits of Sum Assured. Under this policy, a survival to maturity benefit is paid in installments as given below table depending on term of the policy can be taken for 10th, 12th, 15th, 20th and 25th years.
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  • IME Simple Endowment Plan ( IME Saral Sawadhik Bima Yojana)

    It is the most popular form of life assurance since it makes provision for the family of the assured in the event of early death, as also assures a lump sum amount at a desired age. The amount assured, if not paid by reason of earlier death becomes payable at the end of the policy term. Premiums are payable for a term of years equal to the endowment term or until death if it occurs within this period. If payment of premiums is discontinued after at least two years premiums have been paid, a paid up policy for an amount bearing the same proportion to the sum assured as the number of premiums actually paid bears to the number stipulated for in the policy, will be automatically secured. Such reduced paid up policy will not be entitled to participate in the profits declared thereafter.
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