This plan is designed to meet the maximum risk coverage requirements of prospective clients while keeping premiums minimal. Even those with low income can purchase this plan with a minimum premium, tailored to their needs.

• Minimum Face Amount/Basic Sum Assured: NRs.10,000/-
• Maximum Face Amount/Basic Sum Assured: NRs.20,00,000/-
• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Maximum Maturity Age: 70 Years
• Minimum Policy Term: 1 Year
• Maximum Policy Term: 15 Years
• Premium Payment Mode: Yearly

Benefits:

• Death Benefits:

On death of the life assured during the policy term, Full Sum Assured under the policy will be paid to the nominee/beneficiary.

The policy will terminate on such payment.

• Maturity Benefit:

Not Applicable.

Riders (Optional)

1. Funeral Expense Rider

On death of the life assured during the term of the policy, up to 40% of the base Sum Assured subject to maximum of NPR 50,000 is payable as funeral expense.

2. Accidental Death Benefit Rider

On death of the life assured due to accident during the policy term an additional Sum Assured up to 100% of the base plan Sum Assured as opted by the life assured is payable subject to maximum of NPR 20,00,000.

3. Accidental Total Permanent Disability Benefit Rider

Rider Sum Assured up to 100% of base plan Sum Assured as opted by the life assured subject to the maximum of NPR 20,00,000 will be payable to the policyholder on Total Permanent Disability resulting from accident.

4. Accidental Partial Permanent Disability Rider

Rider Sum Assured up to 50% of base plan Sum Assured subject to the maximum of NPR 10,00,000 will be payable to the life assured on Partial Permanent disability resulting from accident of the life assured.

*Terms and conditions apply.

The benefits and coverage provided under this plan are determined by the terms and conditions outlined in the policy and rider documents. In the event of any dispute arising under this policy, resolution will be in accordance with the provisions of the Insurance Act of 2079.